Our Expertise
This isn’t just a website. It’s the front door to your financial breakthrough. I created this space for women ready to rewrite their money story—those who are done playing small and are ready to embrace clarity, confidence, and generational impact.
Inside, you’ll find the Unblocking Your Path to Wealth Academy, a transformational journey blending mindset shifts with real-world strategies. Explore my authored books —each one a
blueprint for rebuilding trust with your finances—and don’t miss our 12-week savings challenge where accountability meets sisterhood. Start with the 12-week Savings Challenge. Book a session. Browse the tools. Join our community.
Join the Unblocking Your Path to Wealth Academy. Whatever your next step is, I’m here to walk it with you.
Tailored Solutions
Empowerment, Delivered in Every Offering from building your financial safety net to designing a legacy, these services are crafted to meet you right where you are—and elevate you higher. Explore solutions like life insurance, mortgage protection, and disability income coverage. Tap into wealth strategies through tax-free retirement, college savings, and debt elimination. Dive into transformational programs like Unblocking Your Path to Wealth Academy, Be the Bank,
and business coaching. And for quick wins, check out our free resources designed to spark action and clarity. Every service is a step toward confidence, freedom, and long-term abundance.
Life Insurance Planning
Optimize your cash value life insurance for growth and long-term financial security. Our strategic approach ensures you stay on track to achieve your goals.
Retirement Planning
Secure your future with comprehensive retirement solutions tailored to your needs. We help you plan for a worry-free retirement.
Tax Advisory
Minimize tax burdens and maximize your savings through strategic planning. Our experts ensure you take advantage of every legal deduction.
Wealth Management
Preserve and grow your wealth with our expert management and tailored strategies. We safeguard your assets for sustained prosperity.
Testimonials
Shirell B.
I went from feeling overwhelmed by debt to having a clear plan and confidence in my finances. Saran's insights were so practical—I’m finally making real progress!
Bonnie A.
The strategies shared are a game-changer.
I walked away with practical steps and a newfound sense of control over my financial future. It feels amazing to finally understand how to make my money work for me!
Charissa G.
I learned more in one hour than I have in years!
Saran makes understanding money so easy, and her guidance on using the right financial tools was exactly what I needed to move forward with my goals. Highly recommend!
Frequently Asked Questions
How can I create a personalized life insurance plan for my future?
Start by identifying your long-term goals—whether it's protecting your family, building generational wealth, or funding a tax-free retirement. At STB Financial Services, we guide you through selecting the right coverage, understanding cash value growth, and leveraging policies as strategic financial tools. Your plan is tailored to your lifestyle, legacy vision, and future needs.
How can I reduce my tax liabilities while maximizing
savings?
Strategic planning is key. We help you explore tax-advantaged tools like life insurance, retirement accounts, and asset-leveraging strategies that align with your income goals. By combining proactive budgeting with culturally rooted financial education, you’ll learn how to keep more of what you earn—while building long-term, tax-efficient wealth.
How can I align my spending with my financial
goals?
It starts with clarity. We help you identify your core financial priorities—whether it's eliminating debt, building savings, or investing in legacy—and then design a spending plan that reflects those values. Through mindset shifts, strategic budgeting, and culturally rooted accountability tools, you’ll learn to make every dollar work toward your vision of wealth.
What retirement plan suits my financial situation
best?
The best retirement plan is one that aligns with your income, lifestyle, and legacy goals. We help you explore options like tax-free life insurance strategies, Roth IRAs, and employer-sponsored plans—then tailor a roadmap that maximizes growth while minimizing tax impact. Whether you're self-employed, career-shifting, or building generational wealth, we design with your future in mind.
What is the best approach to managing and
preserving my wealth?
We believe wealth should be managed with intention, not just information. Using our CALM Wealth Quadrant—Clarity, Alignment, Leverage, and Maintenance—we help high-earning women design a strategy that protects assets, minimizes taxes, and builds a legacy. Whether you're transitioning careers, scaling a business, or rewriting your financial story, we guide you in preserving wealth with culturally rooted tools and long-term vision.
How can I schedule an appointment or book a speaker for an event with your company?
It’s simple. Visit saranbaker.com/contact to schedule a consultation, request a speaker, or inquire about custom workshops. Whether you're planning a conference, corporate training, or community event, STB Financial Services offers culturally resonant, high-impact presentations tailored to your audience. Let’s co-create something transformational.
